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Planscape PPO Share Plans
- PPO SHARE PLANS!
- 30% Copay Doctor Visits
- $10 Prescription Drug Benefit
- Low Monthly Premium
- $500, $1000, $1500, $2500, $5000 Deductible Plans
(This means that you pay 30% of Doctor Visits, Professional Services and Hospital up to the Deductible you choose then Blue Cross pays 100% from then on up to $5,000,000 per member.)- Hospital Only plans are also available
- Blue Cross HealthyCheck
- NEW PPO SHORT-TERM PLANS!
- 20% Copay Doctor Visits
- $10 Prescription Drug Benefit
- Minimum 30 days to maximum of 185 days
This means that you pay 20% of Doctor Visits, Professional Services and Hospital after the Deductible has been met up to $3,000,000 per member. Plan pays 100% in-network for covered benefits after member pays $1000 plus the deductible.- Full Premium (no payment plan available)
- $250, $500, $1000, $2000 Deductible Plans
- A PPO (or Preferred Provider Organization) is a health plan with a list of authorized doctors and hospitals. PPO's pay well if a patient is treated by a doctor or hospital on the authorized list. One usually has many potential choices of doctor and hospital with these plans.
- PPO doctors and hospitals have an incentive to "over treat" patients because the more medical procedures they perform, the more money they make.
- A PPO with a high deductible will usually cost less than an HMO. Also, if you are looking for major, catastrophic coverage at a low cost, a PPO is usually your best bet.
Individual HMO Plans
- $10 Doctor Visits
- $10 Prescription Drug Benefit
- 100% Coverage for X-rays and Lab Tests
- 100% Hospitalization Coverage
- No Deductibles
- Customize your Family Coverage through FamilyElect:
- Mix & Match...you may choose a different plan for each family member.
- An HMO (or Health Maintenance Organization) is a health plan that requires a patient visit a specific medical facility. One's choice of medical provider (doctor and hospital) is severely curtailed.
- HMO doctors and hospitals have an incentive to " under treat" patients because they are paid whether or not a patient is ill.
- An HMO will frequently cost more than a PPO, but with an HMO you can often see a doctor for "free" or for a small charge. Especially good for families.
PPO & HMO Dental Insurance
- Specified diagnostic and preventive care at little or no out-of-pocket cost
- No claim forms
- Competitive premium rates
- Easy-to-understand schedule of benefits
- Affordable annual deductible
We also have:
Seniors Health Insurance
Group Life and Health Insurance
Workers Compensation*
*Sold in conjunction with Group Life & Health.
Important Disclaimer: Answers and comments provided above are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, governmental, or other professional advice. We do not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service, health plan, or service provider mentioned or any opinion expressed in the website. Replies, comments, or information gathered on BrianTullyInsurance.com website may not be accurate but are intended to be helpful.