THE FOLLOWING ARE GUIDELINES FOR THIS IN-HOME BUSINESS PROGRAM:
PROFESSIONAL LIABILITY IS EXCLUDED ON ALL CLASSES
MEDICAL PAYMENTS OF $5,000 EACH PERSON INCLUDED (under liability coverages)
STANDARD DEDUCTIBLE IS $100 (no other deductible available)
Limits / Coverages Requested
Business Personal Property
-- Please Select --
$ 5,000
$ 6,000
$ 7,000
$ 8,000
$ 9,000
$10,000
$11,000
$12,000
$13,000
$14,000
$15,000
$16,000
$17,000
$18,000
$19,000
$20,000
$21,000
$22,000
$23,000
$24,000
$25,000
$26,000
$27,000
$28,000
$29,000
$30,000
$31,000
$32,000
$33,000
$34,000
$35,000
$36,000
$37,000
$38,000
$39,000
$40,000
$41,000
$42,000
$43,000
$44,000
$45,000
$46,000
$47,000
$48,000
$49,000
$50,000
General Liability
-- Please Select --
$300,000
$500,000
$1,000,000
Electronic Data Equipment
-- Please Select --
None
$ 5,000
$ 6,000
$ 7,000
$ 8,000
$ 9,000
$10,000
$11,000
$12,000
$13,000
$14,000
$15,000
$16,000
$17,000
$18,000
$19,000
$20,000
$21,000
$22,000
$23,000
$24,000
$25,000
Money & Securities (On/Off Premises)
$1,000/$1,000
$2,000/$1,000
$3,000/$1,000
$4,000/$1,000
$5,000/$2,000
$7,500/$2,000
$10,000/$5,000
General Underwriting Information : (If any question is answered YES or is not answered, you will not be eligible for coverage.)
Yes
No
1. Is your business based in an area other than your residence (residence includes outbuildings within 100 feet)?
Yes
No
2. Have you had more than two claims of any type, related to your Business operation, in the last three years?
Yes
No
3. Have you had a single claim, related to your business, for more than $25,000 in the past three years?
Yes
No
4. Do you own any business under the same legal name as the "Business Name" shown, which is permanently operated from a second location??
Yes
No
5. Do you repackage food or personal care products to be sold under your own label?
Yes
No
6. Are you involved in the sale or manufacturing of explosives or propellants and/or use of flammable liquids?
Yes
No
7. Do you install any products, excluding the installation of computer systems, office equipment, security devices or draperies?
Yes
No
8. Is your business operated by someone other than yourself and/or another immediate family member who resides in your household?
Yes
No
9. Did your gross annual sales/receipts from your business pursuits for the most recent calendar year exceed $250,000 for sale of merchandise or $500,000 for service business?
Yes
No
10. Do you employ more than ten (10) employees, other than independent contractors or distributors?
Yes
No
11. Is your dwelling located within 1,500 feet from the seacoast on the Gulf of Mexico or the Atlantic Ocean?
Yes
No
12. If you are a teacher or tutor (rather than a personal fitness trainer), do you provide instruction for sports, physical education, industrial arts, or martial arts?